Top 3 Reasons to Work on Trucker Retention

Trucking companies, especially now, sometimes have difficulty with trucker retention. With truckers being harder to come by, it’s an important investment to make. Here are the top three reasons you should invest in trucker retention.

1. Recruiting Costs

Think about how much it costs you to complete a new hire, from advertising openings to interviewing, to getting that new employee onboarded and working. On average, that amount is going to be thousands of dollars. Retaining your current employees is almost always cheaper than hiring new ones. 

2. Trucker Availability and Shortages

Less people are choosing to become truck drivers. It’s a demanding job, after all. There are thousands of trucker shortages and more demand for truckers than there are people to do the job. The smart move would be to retain the workers you have. That way, you’ll avoid the problem of not finding new hires to fill vacancies. Building a team you can count on will always be worth it.

3. Better Performance

It’s no secret that employees perform better when they feel appreciated. Trucker retention efforts allow you to show that you do appreciate what they are doing for the company, and at the same time, enjoy better results and more dedicated employees.

Trucker Retention Is Worth It

Treating your employees right will ensure that you are saving money, while always having hard-working employees when you need them the most.

Things to Consider When Shopping for a Fishing Boat

Are you considering purchasing a fishing boat? Studies have shown that spending time near a body of water can have a significant, positive impact on your health. With this in mind, who wouldn’t want to own a boat? If you’re ready to jump into boat ownership, here are some things to consider when choosing a fishing boat.

Size of Boat

The first step in narrowing down purchasing options is to determine how large your boat needs to be. If you only plan on leisurely fishing outings, a smaller craft, like an aluminum skiff, might suit you best. If you’re a hardcore fisher who also wants to enjoy other activities on board, a larger boat, such as a deck boat, might better meet your needs. Of course, there are many more varieties of boat sizes and types than these examples, so you should shop around before committing to one.

Condition of Vessel

If you’re browsing used boats, inspect the condition before purchase to avoid buyer’s remorse. Seeing the boat in person can help you identify rust, engine condition and other cosmetic or structural issues. Additionally, many larger used boats on the market have sustained water damage and have been restored to sell. Take note of things like visible water lines on the interior of the boat and whether the interior has been recently upgraded to potentially hide damage.

Choosing a fishing boat is an exciting decision, but taking the time to properly research can ensure complete satisfaction with your purchase.

What Do Insurance Companies Need to Do to Create Effective Content?

As part of a comprehensive marketing strategy, insurance companies need to continually work on building a library of first-rate content. The quality of a company’s written materials speaks to its professionalism, managerial competence, and general credibility. 

Use Clear Language

Grammatical accuracy and general readability are the most essential elements of informative writing. If materials seem poorly written, readers will not care much about the substance.

Hook People With the Title

A lot of the people who you want to reach will decide whether they want to read something simply by reading the title. Make titles unique, but do not make them so creative that they fail to convey the heart of the subject matter.

Explain Why Your Audience Needs to Know Something

It is important that the introduction or first two paragraphs of an article plainly show readers why they should read the information that you are presenting. The utility of examining certain issues in depth may not be readily apparent, so spelling it out can help people appreciate why information is relevant to them. Ultimately, creating compelling insurance content requires a strong command of industry-specific knowledge. Great content can be a valuable informative resource to potential clients and thereby give insurance companies a big advantage in winning them over. 

What Is Covered by Labor Union Insurance?

Labor unions in the United States are nonprofit entities, but they are not like other nonprofits. Unions have their own designation under the law, and as 501(c)5 organizations, their rights, obligations, and fiduciary responsibilities to members are very different from the activities of groups that are formed for philanthropy, charity, or political organizing. That means labor union insurance needs to be very different from other nonprofit insurance coverage as well.

Professional vs. General Liability Coverage

For the most part, your general liability policy can be a standard issue device that covers the basics of liability coverage for your membership hall or office facilities, some professional liability, and any third party or public liability coverage you need. Union-focused professional liability coverage, including D&O insurance, is a necessary add-on because the professional liability portion of a general policy is less coverage than a labor union typically needs. This is because general policies limit each coverage area to ensure none of them can individually max out the policy coverage. So, what is covered by labor union professional liability policies?

  • Union-related liability exposures relating to duties to the membership, including collective bargaining and fair representation of all members
  • Financial management exposures related to running a union to protect your directors, officers, and trusted staff members as needed
  • Personal injury protection that includes libel and slander
  • Possible individual labor leader coverage as needed

To learn more about limitations, policy maximums, and other details, you need to get a quote from a company that specializes in providing labor union insurance. The sooner you get a quote, the sooner you can start comparing it to your current policy.

Find the Best Insurance for the Shipping Industry

Shipping is one of the most important industries in the modern day and age. From consumers ordering everything they need in the internet to manufacturers requiring materials faster and in higher volume, those operating shipping businesses need to take extra caution when meeting rising demands. One excellent way to protect your company from the potential challenges ahead, you absolutely want to consider your options with insurance. Review these tips to get started.

Assess the Common Risks

Your first step to finding exceptional coverage is to assess the risks associated with shipping. Insurance is meant to reflect the specific demands of your industry. This means that you will find appropriate coverage only by looking at the risks you are likely to encounter. Shipping cargo comes with a number of inherent risks that aren’t present in other industries. What’s more, shipping via trucks will require different policy options than cargo being sent on a vessel across the sea. Other major areas to think about with your insurance coverage include:

  • Coverage for directors and officers
  • Workers’ compensation for all employees
  • Extra protection for goods being shipped

Understand the Basics

There are a number of important points to take into consideration when it comes to finding the best insurance for your business. Review the risks of the shipping industry to gain more perspective on what option is best for your needs.

Offering Group Life Benefits To Employees

Employers face a stiff job market as the economy reopens after the COVID pandemic, and being able to provide competitive benefits will become more and more important as the competition for labor increases. You can get ahead of the game by augmenting your health insurance and other benefit coverage options with group life policies for employees. All it takes is a quick quote from an agent who sells group life benefits in Ohio.

Why Offer Life Insurance To Employees?

Health and dental coverage protect your employees and help them protect their families, and life insurance is no different. When employees have access to more affordable insurance options, they have the peace of mind that comes with knowing their loved ones won’t face financial hardship if something happens to them. If you provide basic coverage as a benefit of employment, it can be a big competitive edge in recruitment and retention.

Get a Quote for Your Business Today

Like other group coverage options, life insurance for employers and employees varies a lot in price. The larger your company, the less expensive group plans tend to be when compared to smaller companies with the same risk profile, but the risk of mortality involved in your line of business also plays a factor, as does the baseline health of insured employees. To learn more about costs for your company, you need a quote from someone who offers group life benefits in Ohio.

Protecting Your Personal Watercraft Rental Business

 

With the arrival of the summer boating season, rental companies are preparing for the influx of tourists clamoring to get out on the water. Taking on the business of renting watercraft comes with inherent risks. Weather hazards, craft issues, operator errors and other boaters all have the potential to pose a significant legal and financial burden.

When the craft you offer for rent includes personal watercraft, you require protection designed specifically for these types of boats. Standard boat insurance does not cover sea-doos, jet skis, or wave runners.

Procuring the Right Coverage

Your insurance for your rental craft should cover your business and your customers in case of accidents and injuries. A good insurance policy offers coverage for:

  • Hull damage – Repairs and replacements for damaged boats can be costly. If your personal watercraft property is damaged, you need to be sure that your policy protects your investment.
  • Watercraft damages – As the owner of a personal watercraft rental company, you are entrusting your property to the care of someone else while they operate your boats. A good insurance policy offers protection in the event a renter is injured, or another person’s property is damaged, while the machine is in use.
  • Liability – A good liability plan is necessary to protect your company against accidents and injuries occurring on the premises.

Insuring jet skis, see-doos and wave runners is a special consideration when you operate a personal watercraft rental company. To stay afloat, make sure your business and your customers are protected as the summer season gets underway.

The Importance of Avoiding Cross-Contamination

When most people go to a restaurant, they just want to enjoy delicious food and don’t worry too much about how their meal is prepared. Unfortunately, many individuals don’t have the luxury of mindlessly eating anything that sounds good. Because of food allergies and other health conditions, some people must stay away from ingredients that are found in many dishes in the average American restaurant. Now more than ever before, restaurants need to be vigilant in protecting their customers by avoiding cross-contamination.

Common Ingredients That Threaten Restaurant Customers

Even for a perfectly healthy person, ingredients like raw meat, seafood, and eggs can harbor bacteria that may cause illness. It is critical that restaurant employees practice proper sanitation after handling raw ingredients so that bacteria from these foods do not contaminate any other ingredients or dishes. Celiac is a condition that causes severe reactions to any contact with gluten. Any wheat-based product, or even those that contain traces of gluten, like soy sauce, are very dangerous to individuals with celiac disease. Other extreme sensitivities or allergies may include:

  • dairy
  • peanuts
  • soy
  • shellfish

Restaurants should be careful to keep these ingredients separated from all others unless they must go into a dish together. Blue Sky Insurance Agency asserts that even the most stringent practices to prevent cross-contamination can leave room for unfortunate outcomes, so having an insurance policy in place to protect against related claims is a good idea.

Do You Carry the Right Real Estate Insurance?

When your business is the buying and selling of properties, your customers rely on your judgment for a lot of important decisions. Not only do you need to be able to give them accurate information about properties and the positions of each seller, but most clients also depend on your judgment and your assessment of the current marketplace for at least some of their decisions. That makes the right professional insurance for real estate agents and brokers very important to the protection of your business, but which one do you need? Brokers and agents do not need the same coverage options or limitations.

Upgrading Your Business Insurance

According to Highland Risk, brokers require more comprehensive and wide-ranging coverage than agents do. That’s because real estate brokers take on more professional risks than their agents, who are essentially salespeople working under them. Brokers are responsible for the agents under them, shielding them from certain kinds of liability. The exact coverage a broker needs is quite variable, it changes according to their need for property insurance for an office site as well as the size of the team of agents operating under them. In addition to E&O coverage that reflects their role, brokers generally also need to carry general liability insurance like other business owners.

Why You Need Construction Bonds for Your Next Project

Sometimes construction projects may run into regrettable snags. For example, financial issues may arise when the contractor fails to complete a project on time or meet contract specifications. Fortunately, construction bonds can help mitigate the effects of these types of disruptions. So, what are construction bonds? Simply put, they are a type of surety bond within the construction industry used to protect companies against unplanned interferences or delays. If you’re not familiar with construction bonds, then here are a few things to consider before you begin your next project.

Required Bonds

According to https://www.danielsinsuranceinc.com/, Contractor License Bonds are required by the state before you begin work on anything. These bonds ensure that all required licensing is complete before the project’s start date. If contractors aren’t adequately licensed, you may be liable for any penalties, fines or legal action incurred on the site. Contractors must also obtain Payment Bonds on projects exceeding $100,000. This requirement applies to both residential and public projects.

Optional Bonds

Many other bonds are optional; however, they could still benefit your next construction site. Some of these voluntary bonds include:

  • Bid Bonds – ensure the contractor stands by the awarded contract amount.
  • Subdivision Bonds – require contractors to begin work on subdivisions appropriately and within existing streets, sidewalks and waste management systems.
  • Performance Bonds – guarantee the completion of a project within the specified timeline on the contact.
  • Supply Bonds – ensure contractors obtain suitable supplies and materials.
  • Maintenance Bonds – protect the project owner from design imperfections and other failures.