Looking for an automobile liability policy that checks all the boxes and offers competitive pricing? Contact an auto liability insurance broker and let a professional do the shopping for you.
Agent Versus Broker
An insurance agent is typically employed by one or two insurance providers and is paid to promote company products. An insurance broker, on the other hand, works for the client and operates as an intermediary between insurance providers and insurance buyers.
A broker consults with a client and pinpoints specific needs and price points. By submitting completed applications to several companies, the broker obtains written quotes that are passed onto the client. The customer then selects an insurer after comparing the quotes.
A binder that guarantees coverage, usually for 30-60 days, is signed by a representative of the insurance provider and is issued to the client. A policy replaces the binder once the premium is paid.
The Bottom Line
A quality auto liability policy provides competitive pricing as well as ample coverage for bodily injury and property damage if you are found to be at fault in the event of an accident. Why run the risk of paying more for a policy that may not be a good fit for you? Consider all the options and consult with an auto liability insurance broker.