Insurance Policies for Trucks

Your truck is likely one of your greatest assets. Having the best truck insurance policy for your specific needs will help you to get back on the road faster in the event that something bad happens.

Types of Coverage

Commercial truck insurance policies may look familiar, as they resemble what you likely have for your personal vehicle. In general, the truck insurance policy will offer some blend of collision, comprehensive and liability coverage.

However, expect to find higher limits when it comes to coverage because of things like the overall cost of the vehicle, along with its larger size and heavier weight. If your cargo is hazardous, coverage limits are even higher.

Types of Covered Trucks

Insurance policies cover a wide range of commercial vehicle types, including:

  • Food trucks
  • Tankers
  • Ice cream trucks
  • Delivery vans
  • Tractors
  • Construction trucks like cement mixers and front loaders
  • Cargo vans
  • Tow trucks

No matter the type of commercial truck you have, there is a policy out there to cover you.

The insurance policy needs for a commercial truck will vary greatly depending on the type of truck and what it is being used for. Finding the best truck insurance policy for your vehicle ensures you’ll be protected no matter what unexpected situation may come your way.