Skip the Captive Agent Routine

Skip the Captive Agent Routine

When you are shopping around for an insurance policy, there will be a lot of companies and agents to choose from. You might get bogged down comparing the pros and cons of the different companies before you even get around looking at the actual coverage you need. Rather than lose time trying to understand big commercial insurance companies, take a look at a list of independent insurance agents and see how beneficial working with one of them will be. You can find a list like this at https://www.neilsonmarketing.com/.

Reasons for Choosing Independent

Generally speaking, there are four primary types of insurance needs.

  1. Auto
  2. Property
  3. Health
  4. Commercial

You will first want to choose an agent that has the experience and ability to offer coverage in the area you are seeking. While some property and auto agents may be able to offer similar commercial policies, you will have better results and prices when you limit your choice to a broker with specialty areas of focus. An independent agent is able to shop for different rates from several different companies all at the same time. By doing so, it not only saves you time, but it also shows you where you can get the best rate. Captive agents, or those who work for one company, are restricted to their company`s policies and prices. Independent agents give you unbiased advice while finding you the best rate.