Have you ever wondered what your brewery liabilities are regarding the sale, consumption and aftereffects of liquor? If you run a brewery, having liquor liability coverage may prove essential in the event of an accident or a lawsuit. Take a look at some of the benefits this coverage could provide your business.
Your Brewery Could Enjoy Additional Coverage Beyond General Liability Policy Standards
Although your brewery might already have a general liability insurance policy in place, liquor liability provides additional coverage that could prove immensely useful. For instance, a liquor-specific policy could protect your business from:
- Damage resulting from intoxicated individuals in your establishment
- Alcohol mistakenly given to underage patrons
- Violations of local laws and regulations regarding liquor sales
- Legal issues involving liquor licenses
Numerous Types of Liquor-Related Claims May Be Included in Your Coverage
Typical liquor liability coverage offers protections against several specific types of claims. These protections could include, but are not limited to:
- Liquor liability lawsuit defense costs
- Assault and battery coverage
- Mental injury coverage in cases of suits involving claims of stress, psychological problems and other types of mental issues
- Occurrence coverage for injuries
In order to protect your business from several common brewery liabilities, it’s important to have thorough liquor liability coverage in place. Review these potential benefits to help you decide whether your brewery could use this additional coverage.