Whenever a car an accident occurs, the police are often called to help document the incident. Insurance providers will conduct their own investigations, but an official police report is a way to establish a credible narrative of the event. If the information from the police report isn’t complete, a separate independent investigation may be commissioned.

What Happens With an Accident Investigation?

In a police investigation, the office on the scene will take statements from all involved parties, as well as talk to potential witnesses. They may also photograph the scene or diagram it. An investigation conducted by an insurance company or an independent third party may use some of the police report data, but the instigator will also collect his or her own information. If there isn’t enough information to draw firm conclusions about an incident, especially when a lawsuit is involved, accident reconstruction may be used.

What Information Is the Most Important?

There are a number of factors that go into settling an accident claim or a personal injury lawsuit that originated with a vehicle accident. The following information becomes very important to the situation:

  • Clear description of the driving conditions
  • The location, date, and time
  • Details of vehicle or property damage
  • Eyewitness accounts
  • Cause of the collision
  • Citations or violations

Though the police may file a complete report, it is always wise to follow up with your own photographs or statements. If necessary, conduct a reconstruction to identify victims and at-fault drivers. A comprehensive investigation is a key to settling.